With all the turmoil and changes in the housing market, many people are confused.  We make it our business to stay on top of of these changes, so we can help you make an intelligent loan decision.   

Our originators mainly serve Southwestern Ohio & Northern West Virginia.  We are well versed in many different types of borrowers and purchase programs, as well as refinances.

We can help you get into a home with no money down through a USDA Rural Development 100% Loan!  If you don't know anything about this program, call us and we can explain the details so you can get approved to move into your own home!    

We can also help you with an FHA 203k Rehab loan.  This loan lets you purchase a home that may need some improvements or repairs.  Once you qualify for a 3.5% down FHA loan, you can finance up to $35,000 additional for work on your new home!  Please contact one our loan officers for details on this great program! 

Of course, we always offer standard Conventional, FHA and 100% VA loans.

Also, ask about our special programs for Active & Retired Military, Firefighters, Police, EMT's, Paramedics, Healthcare Workers and Teachers!

We take pride in offereing the best of automated underwriting along with traditional manual underwriting when your situation demands it!

We can reccommend qualified, reliable realtors and title companies so you have a choice of people you can depend on during your home buying process. You can access them in our Resources>Links section.